The city of East Chicago, Indiana, has a rich history of industrial and economic development, and its residents have long been in need of reliable financial services. Tech Credit Union, a member-owned cooperative, has been serving the community since 1968, providing a wide range of financial products and services tailored to the needs of its members. In this article, we will explore the services and benefits offered by Tech Credit Union East Chicago, and why it remains a trusted financial partner for the local community.
A Brief History of Tech Credit Union
Tech Credit Union was founded in 1968 by a group of employees from the Inland Steel Company, with the goal of providing affordable financial services to the local community. Since then, the credit union has grown to serve over 100,000 members across the United States, with a network of branches and ATMs in Indiana, Illinois, and Michigan. Despite its growth, Tech Credit Union remains committed to its core values of service, integrity, and community involvement.
Services Offered by Tech Credit Union East Chicago
Tech Credit Union East Chicago offers a wide range of financial services, including:
- Checking and Savings Accounts: Tech Credit Union offers a variety of checking and savings accounts, including free checking, student checking, and youth savings accounts.
- Loans: The credit union provides a range of loan products, including auto loans, personal loans, home equity loans, and mortgages.
- Credit Cards: Tech Credit Union offers low-rate credit cards with rewards and cashback benefits.
- Investments: Members can invest in certificates of deposit (CDs), individual retirement accounts (IRAs), and other investment products.
- Online Banking: Tech Credit Union offers online banking and mobile banking services, allowing members to manage their accounts and conduct transactions remotely.
Benefits of Joining Tech Credit Union East Chicago
Joining Tech Credit Union East Chicago comes with numerous benefits, including:
- Competitive Rates: The credit union offers competitive rates on loans and deposits, helping members save money and achieve their financial goals.
- Personalized Service: Tech Credit Union is known for its personalized service, with knowledgeable and friendly staff available to assist members with their financial needs.
- Community Involvement: The credit union is committed to giving back to the local community, supporting various charitable organizations and initiatives.
- Financial Education: Tech Credit Union offers financial education and counseling services, helping members manage their finances and achieve financial stability.
- Convenience: With online banking and mobile banking services, members can manage their accounts and conduct transactions from anywhere, at any time.
Types of Accounts Offered by Tech Credit Union East Chicago
Tech Credit Union East Chicago offers a variety of accounts to meet the diverse needs of its members. Some of the most popular accounts include:
- Free Checking: A free checking account with no monthly maintenance fees and no minimum balance requirements.
- Student Checking: A checking account designed for students, with no monthly maintenance fees and no minimum balance requirements.
- Youth Savings: A savings account designed for youth, with a competitive interest rate and no monthly maintenance fees.
- Money Market Account: A high-yield savings account with a competitive interest rate and limited check-writing privileges.
How to Join Tech Credit Union East Chicago
Joining Tech Credit Union East Chicago is easy and straightforward. To become a member, simply follow these steps:
- Meet the Eligibility Criteria: Tech Credit Union is open to anyone who lives, works, or attends school in the surrounding areas of East Chicago.
- Apply Online: Apply for membership online or in-person at one of the credit union's branches.
- Fund Your Account: Fund your account with a minimum deposit of $5.
- Start Enjoying the Benefits: Once you're a member, you can start enjoying the benefits of credit union membership, including competitive rates, personalized service, and community involvement.
Common Questions About Tech Credit Union East Chicago
- Q: What is the difference between a credit union and a bank? A: A credit union is a member-owned cooperative, while a bank is a for-profit institution.
- Q: How do I become a member of Tech Credit Union East Chicago? A: Simply apply online or in-person at one of the credit union's branches, and fund your account with a minimum deposit of $5.
- Q: What types of accounts does Tech Credit Union East Chicago offer? A: The credit union offers a variety of accounts, including checking, savings, loans, and investment products.
In conclusion, Tech Credit Union East Chicago is a trusted financial partner for the local community, offering a wide range of financial products and services, competitive rates, and personalized service. By joining the credit union, members can enjoy numerous benefits, including financial education, community involvement, and convenience. If you're looking for a reliable financial partner, consider joining Tech Credit Union East Chicago today!
Call to Action
If you're interested in learning more about Tech Credit Union East Chicago, we invite you to visit our website or stop by one of our branches. Our friendly and knowledgeable staff are always available to answer your questions and help you achieve your financial goals. Join the Tech Credit Union family today and start enjoying the benefits of credit union membership!
What is the minimum deposit required to open an account?
+The minimum deposit required to open an account is $5.
What types of loans does Tech Credit Union offer?
+Tech Credit Union offers a variety of loans, including auto loans, personal loans, home equity loans, and mortgages.
How do I access my account online?
+You can access your account online by visiting our website and logging in to your account using your username and password.